Checking & Savings

Note: Hebron Savings Bank only accepts deposits from residents of the Eastern Shore of Maryland, Delaware, and Virginia.

Rates effective October 19, 2021.

Checking Account Rates
Account Type	Minimum Initial Deposit	Interest Rate	APY*	Compound	Minimum to Earn Disclosed APY
HSB Rewards Plus (personal) **	$1,000	0.05%	0.05%	Daily	$1,000
Now Checking Business**	$1,000	0.05%	0.05%	Daily	$1,000

*APY = Annual Percentage Yield.
**You must maintain a minimum daily balance of $1,000 to obtain the disclosed annual percentage yield. FEES MAY REDUCE EARNINGS. These are variable rate accounts; the interest rate may change after account opening.

Savings Account Rates
Account Type	Minimum Initial Deposit	Interest Rate	APY*	Compound	Minimum to Earn Disclosed APY
Statement Savings **	$100	0.05%	0.05%	Daily	$1
Super Savings (up to $499.99) **	$500	0.05%	0.05%	Daily	$1
Super Savings ($500 or more) **	$500	0.10%	0.10%	Daily	$500

* APY = Annual Percentage Yield.

** FEES MAY REDUCE EARNINGS. These are variable rate accounts; the interest rate may change after account opening.

Money Market Account Rates
Account Type	Minimum Initial Deposit	Interest Rate	APY*	Compound	Minimum to Earn Disclosed APY
Balance of $2,500 to $49,999.99**	$2,500	0.05%	0.05%	Daily	$2,500
Balance of $50,000 to $249,999.99**	$2,500	0.10%	0.10%	Daily	$50,000
Balance of $250,000 to 999,999.99**	$2,500	0.15%	0.15%	Daily	$250,000
Balance of $1,000,000 or more**	$2,500	0.20%	0.20%	Daily	$1,000,000

* APY = Annual Percentage Yield.

** Interest will accrue at the stated rate each day the account meets the stated minimum balance. FEES MAY REDUCE EARNINGS. This is a variable rate account; the interest rate may change after account opening.

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