Personal Checking

We are proud to offer personal checking account choices to meet your individual banking needs. All of our personal checking accounts include our anywhere banking tools, while our NEW HSB Rewards Plus and HSB Rewards accounts also contain HSB Rewards benefits such as BaZing savings shopping discounts, our triple threat protection and more!

Personal Checking Accounts
Account Type	Opening Deposit	Monthly Service Charge	Interest Bearing	Anywhere Banking Tools₁	BaZing Savings Shopping Discounts₂	Triple Threat Protection & More!₃
HSB Rewards Plus **We reward your relationship.**	$1,000	None*	Yes***	Yes	Yes	Yes
HSB Rewards Benefits you'll use.	$100	Only $6 per month	No	Yes	Yes	Yes
HSB Ready Just the Basics.	$100	None**	No	Yes	No	No

NOW Checking

This account is available to individuals, sole proprietorships and certain non profit organizations. It has a minimum balance requirement of $1,000; if the balance falls below the minimum, a $10 service fee is assessed monthly. Interest is compounded daily and credited monthly. Statements with check images are mailed monthly. Click here for current interest rates.

Anywhere Banking Tools₁

Our anywhere banking tools are available on all personal checking accounts and include online banking, mobile banking, bill pay, visa debit card and e-statements.

HSB Rewards Benefits

HSB Rewards benefits are available with our HSB Rewards Plus and HSB Rewards personal checking accounts. Details on Benefits and access to shopping discounts are accessible using a convenient website or smart phone app.

BaZing Savings Shopping Discounts₂

Shop local, save local with BaZing savings. Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.

Triple Threat Protection and More₃

Cell phone protection: Just pay your cell phone bill with your HSB Rewards Plus or HSB Rewards checking account and you're covered. If your phone is broken or stolen, BaZing will pay to have it repaired or replaced, up to $400 per claim ($50 copay, $800 maximum per year).
ID Theft Aid: Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration.
Roadside assistance: Available 24/7 and free to use, up to $80 in covered service charges per occurrence.
Travel accidental death coverage: Peace of mind for the unexpected, $10,000 coverage.
Health Savings Card: Save money on prescriptions, eye exams, frames, lenses and hearing services.

Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.

Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

For more information on our HSB Rewards benefits, please visit https://bazing.com/hebronsavings.

Visa Debit Card Processing

Visa debit card processing provides real-time transaction posting. In most cases, your account information is updated instantly when you use your VISA debit card for withdrawals or purchases. You can change your PIN number on your card at any of our ATM machines or by calling our automated 24-hour Telephone Banking.

We only accept deposits from the Eastern Shore of Maryland and Sussex County Delaware.

*None when minimum average monthly balance of $1,000 is maintained. If the average monthly balance falls below the minimum, a $10 service charge is assessed monthly.

**None when minimum average monthly balance of $100 is maintained. If the average monthly balance falls below the minimum, a $7 service charge is assessed monthly. Monthly service charge is waived if you have direct deposit into this account OR the primary account holder is age 62 or older.

***Interest is earned when a minimum daily balance of $1,000 is maintained.

All accounts must be opened in person at one of our convenient locations. Contact us for more information on these accounts.