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COMMERCIAL CUSTOMERS:
You are prohibited from engaging in any activity or business that is unlawful under the Unlawful Internet Gambling Enforcement Act of 2006, 31 USC 5361, it seq., (the "UIGEA"). You may not use your account or any other service we offer to receive any funds transfer, credit, instrument or proceeds that arise out of a business that is unlawful under the UIGEA. If anyone asks us to process a transaction that we believe is restricted under the UIGEA, we may block the transaction and take any other actions we deem to be reasonable under the UIGEA.
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  CD & IRA Rates
 

Note: Hebron Savings Bank only accepts deposits from residents of Maryland's Eastern Shore and Sussex County, Delaware.

Rates effective September 3, 2010 



Account Type 
Min. Initial
Deposit 
Interest
Rate 

APY* 

Compounding 		 Min. to
Earn Disclosed
APY 
3 Month Certificate ** 
 $500.00  .5000%  .50%  Simple  $500.00 
6 Month Certificate ** 
 $500.00  .7500%  .75%  Simple  $500.00 
12 Month Certificate** 
 $500.00  1.1000%  1.10%  Quarterly  $500.00 
18 Month IRA*** Certificate** 
 $250.00  1.4900%  1.50%  Daily  $250.00 
24 Month Certificate ** 
 $500.00  1.4900%  1.50%  Quarterly  $500.00 
36 Month Certificate **  
 $500.00  1.9900%  2.00%  Quarterly  $500.00 
48 Month Certificate ** 
 $500.00  2.2300%  2.25%  Quarterly  $500.00 
60 Month Certificate **  
 $500.00  2.2300%  2.25%  Quarterly  $500.00 

*APY = Annual Percentage Yield.
** SUBSTANTIAL PENALTY FOR EARLY WITHDRAWALS
*** IRAs are available in terms of 12 months and greater. We offer Traditional IRAs, Roth IRAs, and Simplified Employee Pension Plans.

Contact us for more information on these accounts.
   
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