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  CD & IRA Rates  
 

Note: Hebron Savings Bank only accepts deposits from residents of Maryland's Eastern Shore and Sussex County, Delaware.

Rates effective September11, 2014 



Account Type 

Min. Initial
Deposit 

Interest
Rate 


APY* 


Compounding 
Min. to
Earn Disclosed
APY 
3 Month Certificate **  $500.00  .1000%  .10%  Simple  $500.00 
6 Month Certificate **  $500.00  .1500%  .15%  Simple  $500.00 
12 Month Certificate**  $500.00  .5000%  .50%  Quarterly  $500.00 
18 Month IRA*** Certificate**  $250.00  .5000%  .50%  Daily  $250.00 
24 Month Certificate **  $500.00  .7500%  .75%  Quarterly  $500.00 
36 Month Certificate **   $500.00  1.240%  1.25%  Quarterly  $500.00 
48 Month Certificate **  $500.00  1.4900%  1.50%  Quarterly  $500.00 
60 Month Certificate **   $500.00  1.9900%  2.00%  Quarterly  $500.00 

*APY = Annual Percentage Yield.
** SUBSTANTIAL PENALTY FOR EARLY WITHDRAWALS
*** IRAs are available in terms of 12 months and greater. We offer Traditional IRAs, Roth IRAs, and Simplified Employee Pension Plans.

Contact us for more information on these accounts.

 
     
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