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You are prohibited from engaging in any activity or business that is unlawful under the Unlawful Internet Gambling Enforcement Act of 2006, 31 USC 5361, it seq., (the "UIGEA"). You may not use your account or any other service we offer to receive any funds transfer, credit, instrument or proceeds that arise out of a business that is unlawful under the UIGEA. If anyone asks us to process a transaction that we believe is restricted under the UIGEA, we may block the transaction and take any other actions we deem to be reasonable under the UIGEA.
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  CDs & IRAs  
Account Type/Term Minimum
6 Month/182 Day $500.00
12 Month $500.00
18 Month IRA** $250.00
24 Month $500.00
36 Month $500.00
48 Month $500.00
60 Month $500.00

**IRAs are available in terms of 12 months and greater. We offer Traditional IRAs, Roth IRAs, and Simplified Employee Pension Plans.


Hebron Savings Bank certificate of deposit (CD) and Individual Retirement (IRA) accounts are a safe and secure way to earn a higher rate of return on your investment. Highly competitive interest rates/annual percentage yields make Hebron Savings Bank certificate of deposit and IRA accounts a wise investment choice.

  • Maturities for certificate of deposit accounts range from 3 to 60 months.
  • Maturities for IRA accounts range from 12 to 60 months.

You are guaranteed the interest rate in effect at the date of purchase for the certificate length. A minimum deposit of $500 is required for CDs and $250 for IRAs.

All early withdrawals of certificates are subject to substantial penalty.


Click here for current interest rates.

We only accept deposits from the Eastern Shore of Maryland and Sussex County Delaware.

Contact us for more information on these accounts.

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